Articles
Friday, 17 February 2012 14:07
Getting SR-22 without a license
|
It’s a conundrum: You need to reinstate your driver’s license in order to get insurance, but you can’t get a license without insurance. It’s like the chicken and egg question, only more personally annoying. But don’t worry. Insurance companies that file SR-22 insurance know that many states need insurance filed before they will reinstate a driver’s license. Essentially, insurance providers will allow you to begin your policy before you have a license. They typically allow a 30-day grace period. If you cannot prove to them that you have, in fact, reinstated your license, your policy will be cancelled, your dreams… |
Published in
Articles
Tagged under
Friday, 03 February 2012 12:36
Michigan auto thefts decline but not insurance costs
|
Although Flint, Mich., car insurance numbers are down almost 10 percent from last year, the savings haven’t made their way to car insurance customers, yet. But that’s because insurance companies base car insurance quotes and the price of insurance policies on a variety of factors—the number of car thefts in a given area is one factor, but surely not the most important. And when the savings do get passed down to consumers, only those with comprehensive insurance coverage, the policies that protect against theft, will benefit. Another thing to remember is that a statewide decrease in car thefts might not… |
Published in
Articles
Tagged under
Wednesday, 25 January 2012 11:58
Progressive car insurance hiring in slow economy
|
In a slow economy, it seems like one sector that is still hiring is the car insurance industry. Progressive Auto Insurance recently announced that it will hire hundreds of employees in the Cleveland, Ohio, area, over 300 in Tampa, Florida, and a couple hundred in Colorado. Cleveland and Florida are both suffering from high unemployment rates. Many of the positions will be in sales, the people who try to get customers the cheapest car insurance policies, and the insurance claims department. "We're constantly looking for ways to make it even easier for employees to grow and succeed," said Katie Koch,… |
Published in
Articles
Monday, 16 January 2012 14:32
Car insurance companies offer alternative to big banks
|
It’s not news that some people are upset about the bank bailouts, especially in light of many recipients of bailout funds charging customers extra fees for debit card purchases. But there is another option, and it’s not even a new one. State Farm—the insurance giant that offers a host of policies across auto, home, and life insurance—also offers banking, and it has for over 10 years. Not only can you get cheap car insurance from State Farm, but you can get free checking accounts, free debit cards, ATM rebates, and mobile banking. Nationwide also offers banking to customers. It operates… |
Published in
Articles
Monday, 02 January 2012 12:35
The three most expensive states to insure your car
|
It turns out, uninsured motorist populations really decide how much law-abiding citizens pay for auto insurance. That seems unfair—but it’s the truth. Last year’s top states in terms of auto insurance premiums were Oklahoma, Michigan, and Louisiana. Vermont had the lowest premiums in the U.S. Oklahoma has over 24 percent of its drivers without insurance. Add to the quarter of uninsured drivers a high instance of tornadoes, and you have an average 40-year-old male paying over $2,100 a year for his car insurance. Ouch. Unfortunately, there’s nothing the average 40-year-old male can do to lower his car insurance in a… |
Published in
Articles
Friday, 23 December 2011 10:56
IIHS says cell phone bans do not reduce accidents
|
It’s a common thing nowadays: “Let me call you back. I’m getting pulled over for talking on my phone.” Many states have implemented either partial or full cell-phone bans. But a recent study by the Insurance Institute of Highway Safety found that, while cell-phone bans reduce the amount of cell-phone use while driving, there is no empirical data showing that the bans reduce accidents. Talking-while-driving tickets can sometimes result in an increase in your car insurance premiums, especially when multiple tickets are amassed. The IHSS findings are a bit of a slap in the face to the National Transportation Safety… |
Published in
Articles
Tagged under
Wednesday, 21 December 2011 14:40
The post holiday DUI blues and car insurance
|
It’s no secret that the instances of DUI convictions heighten around the holiday season. We already reported what you could do to avoid getting a DUI over the holidays, but what happens if you do. First of all, shame on you. Just kidding. It happens. So what next? Expect three things after a DUI. Number one, your insurance rates will likely be raised by your car insurance provider. How much is not clear, but people usually experience a 30 to 100-percent increase. Ouch. Number two, expect to pay those inflated rates for years. Most states limit how long a DUI… |
Published in
Articles
Tagged under
Friday, 16 December 2011 15:35
Christmas trees bring holiday cheer and insurance claims
|
While Christmas trees are one of the most treasured items of the holiday season, they are also the cause of auto insurance claims across the country. No, they don't drive without a license or run out in front of traffic, but they do fall off roofs more often than you'd think. And the car directly behind the driver who failed to secure his tree is usually the victim. Unfortunately, some drivers don't notice the tree has slipped off the roof until they arrive home, meaning the victim stopped, but the culprit kept driving, and guess whose insurance footed the bill?… |
Published in
Articles
