It’s a conundrum: You need to reinstate your driver’s license in order to get insurance, but you can’t get a license without insurance. It’s like the chicken and egg question, only more personally annoying.

But don’t worry.

Insurance companies that file SR-22 insurance know that many states need insurance filed before they will reinstate a driver’s license.

Essentially, insurance providers will allow you to begin your policy before you have a license. They typically allow a 30-day grace period. If you cannot prove to them that you have, in fact, reinstated your license, your policy will be cancelled, your dreams shattered, and your parents disappointed (living or dead. Disappointment transcends the living world).

So don’t do that.

When it comes time to recover your driving privileges, remember to start your policy first, and be sure to tell your insurance company that you are filing a SR-22 policy and do not have a license.

Then, go to your DMV, bring your SR-22 policy, and be sure to check back with your insurance provider that they received confirmation from the DMV.

If you haven't started shopping for SR-22 Insurance, start with our easy car insurance quote form.