It’s a common thing nowadays: “Let me call you back. I’m getting pulled over for talking on my phone.” Many states have implemented either partial or full cell-phone bans. But a recent study by the Insurance Institute of Highway Safety found that, while cell-phone bans reduce the amount of cell-phone use while driving, there is no empirical data showing that the bans reduce accidents.

Talking-while-driving tickets can sometimes result in an increase in your car insurance premiums, especially when multiple tickets are amassed.

The IHSS findings are a bit of a slap in the face to the National Transportation Safety Bureau, which has recommended that all states enact strict cell-phone bans based on a study that says talking and texting while driving increases the likelihood of an accident.

So far, the states that have already banned such activity do not show any signs of that being true, yet.

Either way, a distracted driver is a dangerous one, both to himself and to others on the road. Hands-free, cell-phone adapters are a cheap way to stay connected to your friends and the road simultaneously.