Michigan auto thefts decline but not insurance costs
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Although Flint, Mich., car insurance numbers are down almost 10 percent from last year, the savings haven’t made their way to car insurance customers, yet. But that’s because insurance companies base car insurance quotes and the price of insurance policies on a variety of factors—the number of car thefts in a given area is one factor, but surely not the most important. And when the savings do get passed down to consumers, only those with comprehensive insurance coverage, the policies that protect against theft, will benefit. Another thing to remember is that a statewide decrease in car thefts might not directly affect your policy, only if the number of thefts decline in the same area you live. |
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