Rising insurance costs and fraud big topics at Miami summit
Inna Chumikova for Brooklyn Heights Blog
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According to the Miami Herald, car accidents in the state have been on the decline since 2008, but insurance rates have been on the rise. No, it’s not an industry conspiracy. It’s due to insurance fraud, and Florida is chalk-full of fraud. From 2006 to 2010, the paper reported, the instance of questionable claims went from 1,853 to 3,286, which has resulted in more than $1 billion more in insurance claims since 2008. And apparently, staging accidents is becoming more popular in Florida than orange juice. Since 2008, the amount of faked accidents has doubled in the state. Offenders use the state’s personal injury protection to their advantage. In one instance, after a fender bender, where a car in front of the victim stopped short, the victim noticed that a few minutes after the accident, an additional person had joined the driver in the front car. He had apparently been waiting nearby for the staged accident to occur, and after the victim’s car struck the rear end of the offender’s, the second man had entered and began complaining about a back injury—one that he must have incurred from watching the minor wreck from the safety of a few hundred feet away. Currently, Florida legislators are trying to pass HB 119, which would address the prevalence of fraud in the state. Hopefully, that bill can alleviate some of the extra costs, which have rested solely on Florida drivers’ shoulders. According to the Miami Herald, the average two-car Florida family is paying roughly $100 in extra premiums annually. |
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