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Wednesday, 21 December 2011 14:40

The post holiday DUI blues and car insurance

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The post holiday DUI blues and car insurance

It’s no secret that the instances of DUI convictions heighten around the holiday season. We already reported what you could do to avoid getting a DUI over the holidays, but what happens if you do.

First of all, shame on you. Just kidding. It happens. So what next?

Expect three things after a DUI. Number one, your insurance rates will likely be raised by your car insurance provider. How much is not clear, but people usually experience a 30 to 100-percent increase. Ouch.

Number two, expect to pay those inflated rates for years. Most states limit how long a DUI can affect your rates to three years, but it’s anyone’s guess.

Number three, you’ll have to familiarize yourself with SR-22 insurance. You insurance provider will likely require you to fill out a SR-22 certificate in order to get your license reinstated.

So if you made a blunder, thought you were under the limit, and didn’t want to get a cab, you can expect to deal with all three of these unpleasant items. However, if you haven’t yet attended your holiday parties for the year, remember just how awful these steps are, how costly they are, and how dangerous it is to drive drunk before you decided to do so.

Stay safe.

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