Insurance Guide
Driving without car insurance is illegal in almost all states. Insurance protects you, and others, from financial ruin in the event of an auto accident. In addition, it can come to the rescue if your car is vandalized, damaged by fire or stolen — depending on your policy.
Besides protecting you financially, car insurance is a social responsibility. Driving without insurance or the ability to pay for the damages you cause in an accident puts others at financial risk. That's why all states (except New Hampshire) require drivers to carry liability insurance, according to the Insurance Information Institute (III).
A basic auto insurance policy contains six types of coverage. Depending on where you live, some coverage is required and some is optional. For more, read about the minimum levels of required auto insurance.
Get Started Now With The Basics!
Learn the ins and outs of car insurance, getting it and paying for it. Also learn ways to save as well as all the new terminology you will need to know.
Insurance By State
When it comes to comparing car insurance, the three most important starting places are location, location, location. Start here and get an overview of what your state minimum requirements are, what discounts to look for, and what factors influence the cost of auto insurance where you live. See a list of all the auto insurance details by state.Some of the more popular states are:
California :: Florida :: New York :: Massachusetts
