Privacy Statement for SBBNet, Inc./CompareInsuranceQuotes.com effective Jan 1, 2009

SBBNet, Inc./CompareInsuranceQuotes.com (SBBNet) has created this privacy statement in order to demonstrate our firm commitment to your privacy. The following discloses our information gathering and dissemination practices for the company and any web sites on which this statement appears:

We do not sell, trade or otherwise release your personally identifiable information to any third party other than lenders and brokers, which are our customers, participating in our marketplaces and/or their affiliate agents or brokers. Your personally identifiable information will be released to our customers participating in our marketplaces, or their affiliate agents and brokers, only in the case that you complete a request for information about products or services appearing in our marketplaces.

The only cases in which we will collect personally identifiable information from you are:

  1. If you complete a request for additional information about products and services appearing on our marketplaces or complete a full application for an insurance policy on one of our marketplaces.
  2. If you subscribe to one of our mailing lists.
  3. If you enter one of our periodically run contests which will require contact information so that we can contact you if you’ve won.
  4. If you have a question or comment that you would like a response to, and you do not contact us directly. (e.g. you email us and we send a reply)

SBBNet uses IP addresses to help diagnose problems with our servers, to administrate our web sites, and to keep track of new and repeat visitors. IP addresses are used to gather broad demographic information, not personally identifiable information, which is used strictly within our company. We use cookies for the same purposes. Our information request forms and loan applications require visitors to give us contact information (like their name, phone number, and email address) and financial information (like their desired loan amount, and their debt situation) as well as well as requiring the same information about any co-borrowers in the case of a loan application. The visitor is explicitly informed that they may be contacted by one or more of our customers if they submit the information request form. In the case of the loan application, the visitor is explicitly informed that they may be contacted by the lender whose application they are filling out. The visitor’s contact information is shared with other companies who are customers of SBBNet that may want to contact our visitors. Each participating customer’s own privacy statement will then apply to this transferred information. In no way is any of the information submitted by the visitors sold to any third parties that are not our customers. Financial information that is collected is used solely by our customers for the purpose of better serving the visitor’s request.

Third Party Cookies
A third-party cookie is used by a web site different from the one you are currently viewing. These cookies are used to track web page views for tracking the effectiveness of the ads. They do not contain any personally identifying information about the user.

Legal Disclaimer
Though we make every effort to preserve visitor privacy, we may need to disclose personal information when required by law wherein we have a good-faith belief that such action is necessary to comply with an appropriate law enforcement investigation, current judicial proceeding, a court order or legal process served on our web sites.

Customer Sign Up Page allows interested visitors to sign up for listings in our marketplaces. Upon initial sign up, the following information is collected: Company name, Contact Name, Address, Phone, Fax, E-mail, and Company web address. Upon successful sign up, participating customers can log into their account with a designated user name and password and are able to change or update their listing, and change the e-mail address on file.

This site contains links to other web sites. SBBNet is not responsible for the privacy practices or the content of such web sites. Our web sites use forms for visitors to request information, products, and services. We collect visitor’s contact information (like their email address, name and phone number) and financial information (like a self-reported credit rating and whether or not they have experienced bankruptcy). The visitor’s contact information is shared with other companies who are our customers and may want to contact our visitors. Our online surveys ask visitors for contact information (like their email address, name and phone number) and financial information (like their debt history and desired loan amount). The visitor’s contact information may be used by SBBNet to contact the visitor for information accuracy verification purposes. Visitors may opt-out of receiving future mailings; see the choice/opt-out section below. We run contests on our site in which we ask visitors for contact information (like their email address). We use an outside ad company to display ads on our site. These ads may contain cookies. While we use cookies in other parts of our web site, our ad company collects cookies received with banner ads, but we do not have access to this information.

Security

This web site has security measures in place to protect the loss, misuse and alteration of the information under our control. No party outside of our staff and our customers has access to any of the information collected on our site. All personally identifiable information that is collected is kept in a secure location, and is not accessible by anyone other than our staff.

Choice/Opt-Out

This site gives visitors the following options for removing their information from our database to not receive future communications, or to no longer receive our service.

  1. Send email to privacy @ compareinsurancequotes.com

Correct/Update

This site gives visitors the following options for changing and modifying information previously provided. To change or modify personal information visitors can:

  1. Send email privacy @ compareinsurancequotes.com with changes

Because this web site wants to demonstrate its commitment to your privacy, it has agreed to disclose its information practices and have its privacy practices reviewed for compliance. In addition to this review, this web site has agreed to notify you of:

  1. What personally identifiable information of yours or third party personally identification is collected from you through the web site
  2. The organization collecting the information
  3. How the information is used
  4. With whom the information may be shared
  5. What choices are available to you regarding collection, use and distribution of the information
  6. The kind of security procedures that are in place to protect the loss, misuse or alteration of information under SBBNet, Inc.’s control
  7. How you can correct any inaccuracies in the information

If you have questions or concerns regarding this statement, you should contact the SBBNet privacy group by email at privacy @ compareinsurancequotes.com.

Contacting SBBNet

If you have any questions about this privacy statement, the practices of this site, or your dealings with SBBNet, you can contact:

SBBNet, Inc. / Compareinsurancequotes.com
32045 Castle Court
Suite #202
Evergreen, CO 80439
303-679-0552
303-563-2109 – fax
sales @ compareinsurancequotes.com

SBBNet reserves the right to change this privacy statement by posting prominent notice and revisions on the web sites affected. If, however, we are going to use visitors’ personally identifiable information in a manner materially different from that stated at the time of collection we will notify visitors by posting a notice on the web sites affected for 30 days.